What should we be thinking about if we are impacted by a natural disaster? As we watch the remnants of Hurricane Matthew swirl off the Atlantic Coast, I was thinking of those who were impacted by Katrina, and Sandy, and other events that have impacted great numbers of people in our country. Thankfully, Matthew does not […]

Saturday marked one year since the deadline for retailers to officially switch over to EMV microchip cards. Tell us about how the transition has gone.  Mellody: It has gone fairly well, considering what a huge undertaking it is. It is no small thing to change how people pay for things with their credit or debit cards, […]

Yet another story that raises concerns about privacy and security. What do we need to know about the Yahoo breach? Mellody: We have obviously seen an increase in breaches lately, as fraudsters and hackers continue to find ways into companies’ systems. But this latest breach at Yahoo is a really extraordinary for a few reasons. […]

What’s going on in the stock market this week?  Last week, we saw the Dow break through the previous ceiling that was set in may of 2015, closing at 18,516 on Friday. And remember, this happened in the seventh year of this bull market, the second longest bull market in history! What pushed the markets […]

What is multigenerational living and how does it impact us financially?  When we hear the term multigenerational living, all it means is more than one generation of adults in a family living under one roof. Now, as everyone gets ready to celebrate the Fourth with friends and family, some of our listeners might think to […]

Tom: Let’s start with the basics: what are the Panama Papers? Mellody: They are 11.5 million internal files from a Panamanian law firm called Mossack…

  Tom: Tax day is just around the corner. Do you have tips for those who have procrastinated? Mellody: The annual late tax talk. Of…

  Tom: The topic this morning is inequality in credit scores. Tell us about it. Mellody: Well, Tom, it turns out that pay is not…