Our guest expert, Eric Stewart, of Gold Star Mortgage gave these three tips for getting your couple financial life on track:
- Authorized User – if one person has better credit and has a long standing account that has been paid on time every single month for years, add the other as an “Authorized user, this will help improve the credit of the lower. Your GOOD can help them improve their score 50-100 points.
- Joint Account – save money together, set up a plan, have direct deposits set up to go into that account.
- Just Do It! – Don’t need to be perfect to get started with the home buying process, see where you stand and get help.